Finances and Banking U.S. banking and credit union facilities are available at military installations throughout Japan. Use of the Direct Deposit Program at a stateside financial institution helps avoid interruptions or delays in receiving your monthly pay during your move. Checks from stateside and local financial institutions may be cashed at various facilities at Misawa with proper identification. Personal financial experts recommend establishing a separate checking account for yourself during your assignment if your spouse is staying in the states. This will avoid confusion when balancing one checking account and reduce the chance of writing bad checks. Ensure support of dependents is in order before leaving your present duty station. Your base accounting and finance office can help you accomplish necessary paperwork.